The Best Gift for Your Family – Insure Their Health and Yours!

Every day we all go to our offices, we work hard to earn money and live a decent lifestyle. In all our day to day work and in a hustle of trading our time for money, we often forget the basic nuances of our financial life. 

We not only work for our lifestyle we basically work for our families, our loved ones. We want to give them the best life they need, we want to get their hands on everything that they wish for. 

We work hard, we earn, we save, we invest to earn more, and the cycle repeats. With this, we assure ourselves and our family that we are prepared for everything we might need in our life. 

But sometimes we may be faced with unexpected hospital expenditures and that can get difficult if we haven’t been planning well. 

Can This Be Changed? 

Can we #RestartRight and change this so that this may not happen with us? 

Can we #RestartRight and gift our family the best life without such a nightmare? 

Yes, of course, we can! 

You can change the face of this nightmare by paying a little sum and insuring your whole family from such scary time of paying hospital bills out of savings & investments which were meant to fulfill their dreams and not the hospital bills! 

Health Insurance – A Gift for your Family 

Health Insurance is insurance that covers you and your family for all the hospital expenses that may occur at any point in your life (within the policy cover period). It protects all your savings & investments that you make to fulfill dreams of yourself and your loved ones. 

Health Insurance is not just an insurance cover but also a blessing for those who need it. It’s a backup that cushions all your worries during the worst phases of your life. 

How to Get Your Whole Family Health Insurance in India? 

Health Insurance gives you a cover, up to the specific amount which can be claimed in case of any hospitalization of you or your family member. 

This protects your savings & investments up to the extent you have taken a health insurance cover. You can get adequate health insurance cover by paying a single premium (floater policy) and your entire family is insured. 

There are 3 Things You Must Have In Your Health Insurance Policy 

1. No Room Rent Capping 

2. Quick Cashless Claim Settlement 

3. Reset Benefit 

No Room Rent Capping: When it comes to protecting our family dreams completely, we should make sure that our family should not end up paying co-payments just because the gift that we are about to give them has various limits in it. 

Room Rent are a significant part when someone gets hospitalized, we should make sure our health insurance policy doesn’t have any such sub-limit. 

There are many health insurance companies that do have limits or have specified category based room – which is not complete protection. 

The best part is we have one company that doesn’t have any such limit and provides our family the complete protection we seek, Yes! It’s ICICI Lombard’s Complete Health Insurance that helps us to #RestartRight. 

Quick Cashless Claim Settlement: Buying protection is easy, what is important is to choose the best protection for our family. We must double-check what is the cashless claim settlement time of the policy we have. 

Reset Benefit: We do buy various health insurance policy but do you know, that many companies provide restoration benefits? This means that their health insurance policy sum insured will be restored in case the insurance cover gets exhausted. 

Practically sum insured is never exhausted, why? Because if you have a sum insured of 10 lakhs and the claim amount is 9.5 lakhs you are still left with 50,000 cover that means the restoration will not activate hence company won’t honor the 2^nd claim above 50,000. 

Now again here ICICI Lombard gives us peaceful time with its Reset Benefit that activates even if there is 50,000 cover is left, it will honor the 2^nd claim up to the 100% of sum insured even if there is a balance left after 1st claim. 

So, it’s not necessary that the initial sum insured must get exhausted completely to take the reset benefit. This is very important. 

With ICICI Lombard fitting in all these requirements and providing every benefit we need for complete protection, complete security without any worries. What’s more exciting is that in this newly shaping digital era ICICI Lombard is gearing up for the new normal. Haven’t we all wished for solutions just a click away? All you have to do is just install ICICI Lombard’s Take Care App and enter all your family details, and enjoy the features. It’s just that easy. 

So, don’t delay to gift your family the gift they need the most, especially during these pandemic times. This is the best you can do for them. Help them #RestartRight with a complete health insurance policy that is designed to keep the changing needs of the unlock in mind.