Waiting For Market Fall To Start Your SIP?
Start Your SIP in Mutual Funds.
Many Investors, especially Youngsters who are new to Markets and doing Investments in Mutual Funds are waiting for a Market Fall so that they can Start SIP in Equity Mutual Funds.
They feel if the market will fall that will be the right time to START SIP, but in reality, that’s not true.
To start SIP in Equity Mutual Funds you don’t need to time the Market Falls or Corrections because in the long term say 10-15 years, you will generate decent returns no matter when you are planning to start your SIP.
Page Contents
Peak of 2008
In January 2008, the Indian Stock Market was at its peak points. SENSEX was around 21,000 which was its peak of 2003-2008 Bull Run.
If you as an Investor started your SIP during that peak of Jan 2008 when SENSEX was at 21,000 levels in Equity Mutual Funds, then this is how much returns they are generating right now in Oct 2021. (That’s around 13-14 Years)
Fund Performances Since Peak of 2008
In the last 166 months, SIP started in any of these funds have delivered more than 15% CAGR.
| Details | Kotak Emerging Equity Fund – Gr | DSP Midcap Fund – Reg Gr | Canara Robeco Flexi Cap Fund – Gr | SBI Flexicap Fund – Gr | Nippon India Growth Fund – Gr |
|---|---|---|---|---|---|
| No. of Installments | 166 | 166 | 166 | 166 | 166 |
| Amount Invested (₹) | 16,60,000.00 | 16,60,000.00 | 16,60,000.00 | 16,60,000.00 | 16,60,000.00 |
| Total Units | 102465.16 | 75210.97 | 24481.91 | 70027.36 | 2905.28 |
| Current Value (₹) | 75,60,186.90 | 72,59,964.51 | 57,01,347.20 | 54,65,635.45 | 62,44,226.50 |
| Return | 20.05% | 19.54% | 16.49% | 15.95% | 17.64% |
How Future Will Be?
India is growing and developing rapidly, it will keep on growing no matter what, nobody can stop India to become one of the Powerful & Prosperous Nations in the World.
This Growth and Prosperous Future have already started reflecting in the Stock Markets and will continue to do so.
If you participate in this growth you will benefit from it, if you won’t participate and wait for market falls or try to time the market then there is the probability you may not benefit from India’s Growth in coming years.
So, there is no good day or good time to START SIP if your investment horizon is 10-15 years.
Most importantly, if you are really serious to start your process of wealth creation then just do it now, your participation is more important than your observation.
To Start Your SIP in Mutual Funds, Click: gurpreetsaluja.com/invest
Hi, I’m Managing Director at Gurpreet Saluja Financial Services where I help my investors to invest in mutual funds and achieve their financial goals. I’m also a Value Investor and here I write about Personal Finance & Investing.
